Author Archives: Dorena Kan

Quick Ways To Get A Payday Loan in California Wilmington Quick

A payday loan is often a small short term personal loan will cover expenditure until your following payday. You’ll be able to apply on the internet and current debts loan the particular funds are made almost right away. Typically the entire application could be completed online and the amount of money loaned could be credited into your money on the day that when you help make your application.

A payday loan is easy, therefore it is not dependent on collateral, such as you buying a house or car etc.

Generally when creating the initial application you can borrow any amount up to $300, depending on your get hold of pay. You will be accepted the less you need to borrow, so make sure you borrow only what exactly you need. Once you have successfully repaid loans with a particular company they could then offer to lend you anything as much as about $750 in subsequent loans.

cash, coins, pounds

Need A Payday Loan? Click Here.

Payday advances offers a handy solution for short term income problems.

That can apply for a Payday advance?

For being eligible for a payday loan you’ve got to be over 18 years as well as in employment having a collect wage that is at least $750 per month. You have to in addition have a banking account which has a valid debit card.

Even if you have poor credit history you ought to be able to get a cash advance if you fulfil the aforementioned criteria.

How will you get a cash payday loan?

The majority of payday loans can be found online, so there is no delay with faxing or posting of documents. The application form process is simple and fast to accomplish. You will end up asked for your name, address, specifics of your monthly income and employment, when your next payday is, along with the amount you want.

Repayment over a longer time

 

 

 

Payday advances might be extended if you find yourself able to are not prepared to satisfy all or area of the amount due around the repayment date. If this happens it is suggested that you get hold of your payday loan provider as quickly as possible and explain your circumstances in their mind. They are going to then be able to explain your choices and how to go about extending the loan.

Even if you’re not able to fully settle the repayment amount, make sure you settle whenever possible on the repayment date. This will help to help keep the amount of appeal to your interest owe to a minimum. Some companies may ask you for extra fees for extending your loan, you can even examine if this sounds like the situation prior to signing your loan agreement.

Each and every the APR appear high on payday loans?

The Annual Percentage Rate applied to payday cash advances appears initially to be high. This is misleading, however, there is an easy reason why this figure looks really at high level. APR is definitely an Rate, therefore is calculated on the whole year (12 months). However, a cash payday loan is taken usually only over several days or perhaps weeks.

This calculation wasn’t designed to affect very short term installment loans such as payday loans. It was designed to affect long lasting loans around the world for any year or even more. It is really a theoretical figure than enables people to compare similar longer term loan products, like mortgages or ongoing credit balances.

Article Source: http://EzineArticles.com/expert/Michael_D_Valentine/360179

Hey Get A Payday Loan in California Yreka Now

A payday loan can be a small short term installment loan will cover expenditure until your next payday. It is possible to apply on the web and current debts loan the particular cash is made almost instantly. In most cases the full application could be completed on the internet and the bucks loaned can be credited into your bank account on the day that while you build your application.

A payday loan is a personal unsecured loan, so it is not dependent on collateral, such as you running a house or car etc.

Generally when creating your first application you are able to borrow any amount approximately $300, according to your get hold of pay. You are more inclined to be approved the less you wish to borrow, so you need to borrow only what exactly you need. After you have successfully repaid loans with one particular company they might then offer to lend you anything around about $750 in subsequent loans.

currency, notes, sterling

Need A Payday Loan? Click Here.

Pay day loans can provide a good solution in short term income problems.

Who are able to apply for a Payday loan?

For being qualified to receive a payday loan you’ve got to be over 18 yrs . old as well as in employment which has a collect wage of at least $750 monthly. You have to furthermore have a checking account having a valid bank card.

Even though you have bad credit history you ought to be able to acquire a payday loan providing you fulfil these criteria.

How do you get an online payday loan?

The majority of payday loans can be found online, so there’s no delay with faxing or posting of documents. The approval process is fast and simple to accomplish. You may be asked for your reputation, address, information regarding your monthly income and employment, when your next payday is, combined with amount you would like.

Repayment over a longer period

 

 

 

Payday loans could possibly be extended when you are capable of be unable to satisfy all or section of the amount due on the repayment date. Should this happen our recommendation is that you call your payday loan provider at the earliest opportunity and explain your needs in their mind. They’re going to then manage to explain your options and how to make extending the loan.

If you are incapable of fully settle the repayment amount, you need to repay whenever you can for the repayment date. This will help to help keep the amount of get your interest owe as small as possible. Some companies may charge a fee late charges for extending your loan, you can examine if this sounds like the situation before signing your loan agreement.

How does the APR appear at the top of payday loans?

The Annual Percentage Rate put on payday advances appears at first glance being high. This is misleading, but there is an easy reasons why this figure looks so high. APR is surely an Interest Rate, and as such is calculated more than a whole year (12 months). However, a cash payday loan is taken usually only over many days or even weeks.

The APR calculation wasn’t built to connect with very quick unsecured loans like payday loans. It was designed to affect long lasting loans in existence for a year or maybe more. It is really a theoretical figure than enables individuals to compare similar long term loan products, like mortgages or ongoing credit balances.

Article Source: http://EzineArticles.com/expert/Michael_D_Valentine/360179

Get Up To $1000. Get A Payday Loan in California Weldon With No Strings

A cash payday loan can be a small short term personal loan you can use to cover expenditure until your next payday. You are able to apply online and the decision to loan the cash is made almost right away. In most cases the complete application could be completed web the cash loaned can be credited into your bank account on the day that while you you could make your application.

A cash payday loan is a personal unsecured loan, therefore it is not influenced by collateral, such as you having a house or car etc.

Generally when creating the first application you are able to borrow any amount as much as $300, based on your take home pay. You are more inclined to be authorized the less you wish to borrow, so it is advisable to borrow only things you need. Once you have successfully repaid loans with one specific company they may then offer to lend you anything as much as about $750 in subsequent loans.

currency, notes, sterling

Need A Payday Loan? Click Here.

Payday loans can offer a helpful solution in short term cashflow problems.

Who is able to obtain a Payday loan?

To be qualified to receive a payday loan you have to be over 18 yrs . old and in employment which has a collect wage with a minimum of $750 each month. You have to furthermore have a banking account having a valid debit card.

Although you may have low credit score history you ought to be able to get a payday loan if you fulfil the above mentioned criteria.

How can you get a cash payday loan?

The majority of payday advances are available online, so there isn’t any delay with faxing or posting of documents. The approval process is easy and quick to accomplish. You will end up asked for your business, address, details about your monthly income and employment, whenever your next payday is, along with the amount you wish.

Repayment over a longer time

 

 

 

Pay day loans could be extended when you are capable to are not prepared to satisfy any part of the amount due about the repayment date. Should this happen it is recommended that you contact your payday loan provider as quickly as possible and explain your needs to them. They are going to then have the ability to explain your choices and how to pull off extending the loan.

If you are can not fully settle the repayment amount, you need to settle as much as possible about the repayment date. This will aid to help keep the quantity of appeal to your interest owe down. Some companies may impose a fee extra fees for extending your loan, you can examine if it is the case before enrolling and signing the loan agreement.

How does the annual percentage rate appear high on payday cash advances?

This used on payday advances appears at first glance to get high. This is very misleading, but there is a fairly easy good reason that this figure looks so high. APR is definitely an Annual Percentage Rate, and therefore is calculated over a whole year (12 months). However, a payday loan is taken usually only over many days or perhaps weeks.

The APR calculation wasn’t built to affect very short term installment loans for example payday advances. It was made to sign up for lasting loans around for any year or more. It is really a theoretical figure than enables website visitors to compare similar long term loan products, like mortgages or ongoing credit balances.

Article Source: http://EzineArticles.com/expert/Michael_D_Valentine/360179

Wait Get A Payday Loan in California Santa Margarita With No Strings

A cash payday loan is often a small short term personal loan you can use to cover expenditure until the following payday. You are able to apply on the web and careful analysis loan you the financial resources are made almost instantly. Generally the entire application could be completed on the web and the amount of money loaned might be credited into your money on the day that because you help make your application.

A cash payday loan is a personal unsecured loan, therefore it is not influenced by collateral, such as you buying a house or car etc.

Generally when you make the first application you can borrow any amount up to $300, depending on your collect pay. You are more inclined to be authorized the less you wish to borrow, so you should borrow only the thing you need. Once you have successfully repaid loans with one particular company they may then offer to lend you anything around about $750 in subsequent loans.

cash, money, finance

Need A Payday Loan? Click Here.

Pay day loans provides a good solution abbreviated term cash flow problems.

Who is able to apply for a Payday loan?

To be entitled to a quick payday loan you need to be over 18 years along with employment having a collect wage for at least $750 per month. You have to also have a banking account using a valid debit card.

Even if you have poor credit history you ought to be able to acquire a pay day loan providing you fulfil the above mentioned criteria.

How do you get a Payday loan?

Virtually all pay day loans are available online, so there’s no delay with faxing or posting of documents. The application form process is simple and fast to finish. You will end up asked for your business, address, information about your monthly income and employment, whenever your next payday is, along with the amount you’d like.

Repayment over a longer period

 

 

 

Pay day loans might be extended when you’re capable to not be able to satisfy any section of the amount due on the repayment date. If this happens our recommendation is that you get hold of your cash advance provider at the earliest opportunity and explain your circumstances in their mind. They’re going to then be capable of explain the options and how to go about extending the loan.

Even if you are incapable of fully settle the repayment amount, make sure you pay back whenever possible for the repayment date. This helps to hold how much get your interest owe to a minimum. Some companies may impose a fee additional fees for extending your loan, you can even examine if this describes true prior to signing the loan agreement.

Why does the APR appear high on payday cash advances?

The APR placed on pay day loans appears at first glance to become high. This is extremely misleading, but there is a fairly easy reasons why this figure looks really at high point. APR is surely an Interest Rate, and as such is calculated more than a whole year (365 days). However, a quick payday loan is taken usually only over numerous days or even weeks.

The Annual Percentage Rate calculation wasn’t designed to apply to very quick unsecured loans for example payday cash advances. It is built to connect with long term loans around to get a year or higher. It is really a theoretical figure than enables individuals to compare similar long term loan products, like mortgages or ongoing credit balances.

Article Source: http://EzineArticles.com/expert/Michael_D_Valentine/360179

Stop Looking. Get A Payday Loan in California San Jose Today

A payday loan can be a small short term loan you can use to cover expenditure until the next payday. You’ll be able to apply web the decision to loan the funds are made almost right away. Typically the complete application could be completed on the web and the money loaned might be credited into your account on the day that as you help make your application.

A quick payday loan is an unsecured loan, so it will be not determined by collateral, just like you buying a house or car etc.

Generally when creating a application you’ll be able to borrow any amount around $300, according to your acquire pay. You may be authorized the less you wish to borrow, so make sure you borrow only what exactly you need. Once you have successfully repaid loans with a particular company they could then offer to lend you anything as much as about $750 in subsequent loans.

coins, pennies, money

Need A Payday Loan? Click Here.

Pay day loans provides a good solution abbreviated term cashflow problems.

Who can apply for a Cash advance?

To become entitled to a cash payday loan you need to be over 18 years and in employment which has a collect wage for at least $750 each month. You have to furthermore have a banking account which has a valid bank card.

Although you may have bad credit history you ought to be able to acquire a payday advance as long as you fulfil these criteria.

How will you get a quick payday loan?

Virtually all payday cash advances are available online, so there isn’t any delay with faxing or posting of documents. The applying process is easy and quick to perform. You will be wanted your company name, address, information regarding your monthly income and employment, as soon as your next payday is, with the amount you’d like.

Repayment over longer

 

 

 

Payday advances might be extended if you find yourself in a position to struggle to satisfy any section of the amount due about the repayment date. Take place our recommendation is that you speak to your payday advance provider as quickly as possible and explain your needs to them. They are going to then be capable of explain your alternatives and how to go about extending the loan.

If you live unable to fully settle the repayment amount, it is advisable to pay back whenever you can on the repayment date. This helps to maintain the quantity of appeal to you owe to a minimum. Some companies may charge you late charges for extending your loan, you should check if this is the case prior to signing the loan agreement.

Why does the APR appear on top of payday loans?

The Annual Percentage Rate put on pay day loans appears at first glance to get high. This really is misleading, but there is a straightforward reason why this figure looks excessive. APR can be an Apr, and therefore is calculated over the whole year (one year). However, an online payday loan is taken usually only over a number of days or perhaps weeks.

The APR calculation had not been meant to connect with very short term installment loans like pay day loans. It is built to affect long term loans available for the year or even more. It is really a theoretical figure than enables website visitors to compare similar long term loan products, like mortgages or ongoing credit balances.

Article Source: http://EzineArticles.com/expert/Michael_D_Valentine/360179

Ways To Get A Payday Loan in California Pasadena With No Strings

A quick payday loan is really a small short term personal loan you can use to cover expenditure until your next payday. It is possible to apply web the choice to loan the actual money is made almost right away. In most cases the whole application can be completed on the web and the money loaned may be credited into your money on the same day as you make your application.

A quick payday loan is a personal unsecured loan, so it is not influenced by collateral, just like you running a house or car etc.

Generally when you make the first application you can borrow anywhere around $300, depending on your get hold of pay. You are more likely to be authorized the less you would like to borrow, so you should borrow only things you need. When you have successfully repaid loans with a definite company they could then offer to lend you anything around about $750 in subsequent loans.

contract, business, document

Need A Payday Loan? Click Here.

Payday loans provides a handy solution abbreviated term earnings problems.

Who are able to obtain a Payday advance?

To become qualified to receive a quick payday loan you’ve got to be over 18 yrs . old as well as in employment which has a get hold of wage with a minimum of $750 monthly. You must possess a banking account which has a valid bank card.

Even if you have low credit score history you ought to be able to acquire a pay day loan so long as you fulfil the above criteria.

How would you get a quick payday loan?

Virtually all payday advances are available online, so there’s no delay with faxing or posting of documents. The application process is fast and simple to perform. You will be requested your name, address, details about your monthly income and employment, whenever your next payday is, with the amount you want.

Repayment over longer

 

 

 

Payday advances could possibly be extended when you’re capable of not be able to satisfy any section of the amount due about the repayment date. If this happens is always that you get hold of your payday advance provider as quickly as possible and explain your situation for them. They are going to then have the ability to explain your options and how to go about extending your loan.

If you are can not fully settle the repayment amount, make sure you repay as much as possible about the repayment date. This will assist to hold the volume of appeal to your interest owe low. Some companies may charge you additional fees for extending the loan, you should check if this sounds like the truth before signing the loan agreement.

Each and every the annual percentage rate appear at the top of payday loans?

The Annual Percentage Rate used on payday cash advances appears at first glance being high. This is very misleading, there is however a simple reason this figure looks so high. APR is an Apr, and thus is calculated more than a whole year (twelve months). However, a cash payday loan is taken usually only over a number of days or weeks.

The APR calculation was not built to apply to very short term loans including payday advances. It is built to affect long lasting loans available for the year or maybe more. It is definitely a theoretical figure than enables website visitors to compare similar long run loan products, like mortgages or ongoing credit balances.

Article Source: http://EzineArticles.com/expert/Michael_D_Valentine/360179

Hey Get A Payday Loan in California Granada Hills Today

A payday loan is a small short term loan you can use to cover expenditure until the next payday. You can apply on the web and the decision to loan you the money is made almost right away. Typically the whole application might be completed on the internet and the cash loaned can be credited into your bank account on the day that while you help make your application.

A cash payday loan is an unsecured loan, so it’s not dependent upon collateral, such as you buying a house or car etc.

Generally when you make the first application you are able to borrow anywhere approximately $300, based on your take home pay. You are more inclined to be authorized the less you would like to borrow, so you should borrow only things you need. After you have successfully repaid loans with one particular company they may then offer to lend you anything approximately about $750 in subsequent loans.

financial equalization, help, stock exchange

Need A Payday Loan? Click Here.

Pay day loans provides a useful solution for short term cashflow problems.

Who is able to obtain a Pay day loan?

To become qualified to receive an online payday loan you must be over 18 yrs . old plus employment having a take home wage of at least $750 monthly. You should in addition have a bank-account having a valid bank card.

Although you may have bad credit history you should still be able to get a cash advance as long as you fulfil the above mentioned criteria.

How can you get a quick payday loan?

The majority of payday loans can be found online, so there’s no delay with faxing or posting of documents. The application form process is simple and fast to finish. You may be asked for your name, address, information about your monthly income and employment, as soon as your next payday is, combined with amount you would like.

Repayment over longer

 

 

 

Payday cash advances might be extended when you’re capable to are not prepared to satisfy all or the main amount due around the repayment date. If this happens it is recommended that you contact your pay day loan provider immediately and explain your situation in their mind. They are going to then be able to explain your options and how to make extending the loan.

If you live unable to fully settle the repayment amount, it is advisable to pay off wherever possible about the repayment date. This will aid to keep the quantity of get your interest owe to a minimum. Some companies may ask you for late payment fees for extending your loan, you can even examine if this describes the situation before signing your loan agreement.

Each and every the APR appear at the top of payday cash advances?

This applied to payday cash advances appears at first glance to become high. This is misleading, however, there is a simple reasons why this figure looks excessive. APR is an Annual Percentage Rate, and as such is calculated more than a whole year (365 days). However, a quick payday loan is taken usually only over numerous days or even weeks.

This calculation had not been made to connect with very quick unsecured loans such as payday advances. It was designed to apply to long lasting loans around for any year or higher. It is definitely a theoretical figure than enables website visitors to compare similar longer term loan products, like mortgages or ongoing credit balances.

Article Source: http://EzineArticles.com/expert/Michael_D_Valentine/360179

Wait Get A Payday Loan in California Dardanelle With No Strings

A payday loan can be a small short term loan you can use to cover expenditure until the following payday. You’ll be able to apply online and the choice to loan the actual money is made almost immediately. Generally the full application might be completed online and the cash loaned can be credited into your bank account on the day that as you you could make your application.

An online payday loan is easy, so it will be not influenced by collateral, such as you buying a house or car etc.

Generally when you make your first application you are able to borrow any amount approximately $300, determined by your acquire pay. You will be accepted the less you need to borrow, so it is advisable to borrow only what exactly you need. When you have successfully repaid loans with a definite company they might then offer to lend you anything around about $750 in subsequent loans.

cash, coins, pounds

Need A Payday Loan? Click Here.

Payday advances can provide a useful solution for brief term income problems.

Who is able to obtain a Pay day loan?

To become entitled to a quick payday loan you’ve got to be over 18 years plus employment with a collect wage of at least $750 each month. You should in addition have a checking account which has a valid bank card.

Even if you have a bad credit score history you should still be able to obtain a payday loan as long as you fulfil the above criteria.

How do you get an online payday loan?

Many payday advances can be found online, so there is no delay with faxing or posting of documents. The applying process is simple and fast to perform. You’ll be requested your name, address, details about your monthly income and employment, when your next payday is, combined with the amount you wish.

Repayment over longer

 

 

 

Payday advances may be extended when you’re in a position to struggle to satisfy any area of the amount due on the repayment date. In such a circumstance is always that you get hold of your payday loan provider at the earliest opportunity and explain your circumstances to them. They’ll then have the ability to explain your alternatives and how to extending the loan.

If you live not able to fully settle the repayment amount, you need to settle wherever possible for the repayment date. This helps to keep the quantity of appeal to your interest owe to a minimum. Some companies may impose a fee late payment fees for extending your loan, you can examine if this describes true before you sign the loan agreement.

Each and every this appear on top of payday loans?

The APR put on payday loans appears when you’re getting started being high. This is very misleading, but there’s a fairly easy reason this figure looks really at high point. APR is an Interest Rate, and as such is calculated on the whole year (twelve months). However, an online payday loan is taken usually only over numerous days or even weeks.

The APR calculation was not made to affect very short term loans like pay day loans. It was designed to sign up for long lasting loans available to get a year or even more. It really is a theoretical figure than enables visitors to compare similar long run loan products, like mortgages or ongoing credit balances.

Article Source: http://EzineArticles.com/expert/Michael_D_Valentine/360179

Do You Need To Get A Payday Loan in California Drytown Quick

An online payday loan can be a small short term installment loan will cover expenditure until the following payday. You are able to apply web careful analysis loan the financial resources are made almost instantly. In most cases the entire application may be completed online and the cash loaned could be credited into your money on the same day while you you could make your application.

A quick payday loan is an unsecured loan, so it will be not influenced by collateral, just like you having a house or car etc.

Generally when creating the initial application it is possible to borrow any amount up to $300, determined by your take home pay. You will be approved the less you wish to borrow, so it is advisable to borrow only the thing you need. When you have successfully repaid loans with one specific company they may then offer to lend you anything approximately about $750 in subsequent loans.

refugees, economic migrants, financial equalization

Need A Payday Loan? Click Here.

Payday loans can offer a good solution in short term cash flow problems.

That can make application for a Payday loan?

In order to be qualified to apply for a cash payday loan you must be over 18 years old plus employment having a get hold of wage of at least $750 each month. You should also have a bank-account which has a valid bank card.

Although you may have a bad credit score history you should still be able to acquire a pay day loan as long as you fulfil the above mentioned criteria.

How would you get a cash payday loan?

Virtually all payday cash advances are available online, so there isn’t any delay with faxing or posting of documents. The application process is simple and fast to perform. You will end up asked for your business, address, information regarding your monthly income and employment, as soon as your next payday is, combined with amount you would like.

Repayment over a longer period

 

 

 

Payday advances could be extended if you find yourself able to struggle to satisfy any part of the amount due about the repayment date. Should this happen is always that you contact your cash advance provider at the earliest opportunity and explain your circumstances for many years. They’ll then be able to explain the options and how to extending your loan.

Even if you’re incapable of fully settle the repayment amount, you should repay whenever you can about the repayment date. This will help to keep the amount of get your interest owe to a minimum. Some companies may charge you extra fees for extending the loan, you can even examine if this is the case before enrolling and signing your loan agreement.

How come this appear at the top of payday loans?

The Annual Percentage Rate applied to payday loans appears at first being high. This really is misleading, but there’s an easy reason this figure looks so high. APR is surely an Apr, therefore is calculated over the whole year (12 months). However, a quick payday loan is taken usually only over a number of days or weeks.

The APR calculation had not been designed to affect very short term loans for example payday advances. It was made to connect with long term loans around the world for the year or more. It is definitely a theoretical figure than enables individuals to compare similar long run loan products, like mortgages or ongoing credit balances.

Article Source: http://EzineArticles.com/expert/Michael_D_Valentine/360179

Get Up To $1000. Find A Payday Loan in California Carmel Valley Now

A cash payday loan is a small short term loan will cover expenditure until your following payday. You are able to apply online and the decision to loan the funds are made almost instantly. Typically the complete application may be completed online and the cash loaned can be credited into your account on the day that while you make your application.

An online payday loan is a personal unsecured loan, so it’s not dependent on collateral, such as you having a house or car etc.

Generally when you make the first application you are able to borrow any amount around $300, according to your get hold of pay. You will be accepted the less you would like to borrow, so you should borrow only what exactly you need. Once you have successfully repaid loans with a particular company they may then offer to lend you anything around about $750 in subsequent loans.

currency, notes, sterling

Need A Payday Loan? Click Here.

Payday loans can offer a useful solution for short term cashflow problems.

That can obtain a Pay day loan?

To be qualified to receive a cash payday loan you must be over 18 years and in employment having a take home wage that is at least $750 a month. You should furthermore have a bank-account having a valid bank card.

Even if you have low credit score history you should still be able to get a cash advance providing you fulfil these criteria.

How can you get an online payday loan?

Virtually all pay day loans can be found online, so there’s no delay with faxing or posting of documents. The application process is simple and fast to complete. You will be called for your reputation, address, information regarding your monthly income and employment, as soon as your next payday is, combined with amount you’d like.

Repayment over a longer time

 

 

 

Payday advances could possibly be extended when you are capable to not be able to satisfy any area of the amount due on the repayment date. Should this happen it is recommended that you contact your payday advance provider immediately and explain your situation for many years. They are going to then be capable of explain the options and how to pull off extending your loan.

Even if you’re can not fully settle the repayment amount, it is advisable to pay off wherever possible on the repayment date. This helps to help keep the quantity of appeal to your interest owe to a minimum. Some companies may ask you for extra fees for extending the loan, you can even examine if this is the truth prior to signing the loan agreement.

How come the APR appear high on payday advances?

This used on payday loans appears initially being high. This is extremely misleading, but there is a straightforward reasons why this figure looks excessive. APR is surely an Apr, and therefore is calculated more than a whole year (one year). However, a quick payday loan is taken usually only over many days or even weeks.

The Annual Percentage Rate calculation had not been built to apply to very quick unsecured loans like payday cash advances. It is built to affect long term loans available for the year or higher. It is definitely a theoretical figure than enables individuals to compare similar long run loan products, like mortgages or ongoing credit balances.

Article Source: http://EzineArticles.com/expert/Michael_D_Valentine/360179